Many people now have a card which enables them to withdraw money from a cash dispenser. You feed your card into the machine and key in your PIN (Personnel Identification Number) and the amount of money you want If you have enough in your account, the money requested will be issued to you up to a dairy limit. Your account is automatically debited for the amount your have drawn out.

Provided you have a sound credit, you can get a credit card from a bank and other financial institutions. To obtain goods or services, you present your card and sign a special voucher. When it receives the voucher, the credit card company pays the trader (less a commission) and then sends you a monthly statement. Depending on the type of card you have, you will either have to pay in full or be able to pay part of what is owed and pay interest on the balance left outstanding.

If you need to make fixed payments at regular intervals, e.g. for insurance premiums, you can arrange a standing order (sometimes known as a banker’s order) so that the bank will do this for you.

The main purpose of the writer is to …
A. give the reader information about bank service
B. persuade the readers to have a credit card
C. check the customers’ account
D. explain to the reader how to use PIN
E. explain to the customers how to pay their employee’s salaries